Escrow
Secure deals with transparent terms and full protection for both parties.
What is Escrow?
Escrow is a secure way to complete a deal through a neutral third party. Bumaga holds the buyer’s funds and releases them to the seller only after the agreed terms are fulfilled.
Buyer
Deposits the deal funds
Bumaga Escrow
Holds the funds until the terms are fulfilled
Seller
Receives payment after fulfilling the terms
Without Escrow
- The buyer sends funds directly.
- Terms may exist only in messages.
- Agreements are harder to verify if a conflict occurs.
With Bumaga Escrow
- Funds remain under guarantor control.
- Terms are fixed before the deal begins.
- Payment is released after the terms are fulfilled.
Why Does Escrow Exist?
Even an honest deal can end in conflict when funds are sent directly and terms exist only in messages. Escrow defines the process in advance and protects both parties.
Buyer Risk
Paying without receiving the promised goods, access, or result.
Seller Risk
Fulfilling obligations without confirmation that the funds are secured.
Agreement Risk
Facing changes to deadlines, scope, or acceptance criteria.
Dispute Risk
Having no documented terms or evidence for an objective resolution.
How Escrow Works
From setting terms to payout — 5 clear steps
Create a Deal
Contact @bumaga_service_admin. The guarantor creates a deal with a unique sequential number.
Agree on Terms
The guarantor helps both parties finalize deal terms, lock in the agreement, and get confirmation from each participant.
Deposit
The buyer deposits funds into the escrow account, both parties pay the guarantor's commission. Funds remain under guarantor control until completion.
Fulfill Conditions
Both parties fulfill their obligations per agreed terms and notify the guarantor of any changes or force majeure.
Payout
The guarantor releases funds once deal conditions are met or by mutual confirmation from both parties.
What Happens When the Parties Disagree?
Funds remain with the guarantor while the decision is based on the Escrow deal terms and materials submitted by both parties.
Payout Is Paused
Funds remain in Escrow.
Both Parties Submit Materials
Terms, claims, and supporting evidence.
The Guarantor Reviews the Terms
Submitted materials are compared with the deal agreement.
Payout to Seller
The deal terms were fulfilled.
Refund to Buyer
The terms were not fulfilled or a refund was agreed.
Split Funds
The amount is allocated based on the circumstances.
Pricing & Terms
Calculate your fee before the deal — no hidden terms
The 6% rate applies to training deals — method transfer and delivery of results.
The guarantor ensures deposit refund to the buyer if results are not achieved, except for terms agreed upon by both parties before the deal. Minimum fee — $40.
Commission Calculator
USER CHECK
Unified Registry Search
Check a user before a deal in the unified Bumaga registry
What Can You Use Escrow For?
Escrow works for any deal where trust between two parties matters
Goods
Buying or selling goods — the guarantor holds funds until you confirm you received what you ordered.
- Funds are not released until receipt is confirmed
- Protection against "paid — seller disappeared"
- Arbitration if goods don't match the description
Training
Buying a course, mentoring or consultation — the guarantor ensures the service is delivered.
- Refund if agreed results are not achieved
- Terms of delivery are fixed before the deal starts
- 6% commission — guarantor takes greater responsibility
Digital Goods
Methods, databases, accesses — the guarantor verifies the transfer and content match.
- Funds released only after confirmed receipt
- Protection against incomplete or substituted materials
- Transfer terms are fixed before the deal begins
Chargebacks
Someone helps another person recover money from a store — the guarantor ensures the safety of this deal for both parties.
- Terms and obligations are fixed before the deal starts
- Funds held by the guarantor until the result is confirmed
- We understand the pitfalls — help structure the conditions correctly
Accounts
Buying or selling an account — the guarantor holds funds until the buyer verifies access.
- Funds held until password is changed and account is verified
- Protection against seller re-accessing account after the deal
- Account parameters are fixed before funds are transferred
REVIEWS
What clients say
A live feed from the Feedback and Escrow feedback Telegram channels. Published as received, unedited.
Top Participants
Users with the highest volume of successful deals through Bumaga Escrow
⚠️ These users are recommended for safe deals through Bumaga Escrow based on their transaction volume.
Find a seller or service provider
Use the official BUMAGA OTC on Telegram or the website Marketplace to find the other side of your deal.
BUMAGA OTC
The official Bumaga OTC space for finding sellers, buyers and service providers.
OTC Marketplace
User listings for goods and services inside the Bumaga platform.
FAQ
Answers to common questions about Bumaga Escrow
Ready for a secure deal?
Read the rules? Start the bot or message the guarantor. You can estimate the fee in advance.